You’re not alone — talk to someone now
loantrap.org

Free legal help

You do not need money to fight loan harassment. Here is the free help available to you — right now, and as a matter of right.

Pro-bono advocate panel

Unified Chambers & Associates — we are there for you

Our team helps borrowers facing harassment — and legal notices are drafted and sent free of charge. We are building a panel of advocates who volunteer their time to stand with borrowers.

Advocate empanelment in progress

Completely free — we charge borrowers nothing, and we do not accept donations of any kind.

Free government legal aid — your right

Free legal aid is your right under Article 39A of the Constitution and the Legal Services Authorities Act, 1987. It is available now, regardless of the above.

  • National Legal Services Authority (NALSA)NALSA

    15100 (national legal aid helpline)

    How to apply
  • State Legal Services AuthoritySLSA

    See your State LSA website

    How to apply
  • District Legal Services AuthorityDLSA

    At your District Court complex

    How to apply

Lok Adalat — settle for free

A Lok Adalat can settle a loan dispute quickly, by agreement, with no court fee. Your District Legal Services Authority (DLSA) organises these and can place your matter before one.

General information, not legal advice. Eligibility and contacts for government legal aid are set by the legal services authorities.