Unified Chambers & Associates · Advocate Subodh Bajpai

We are there for you

loantrap.org is an initiative of Unified Chambers & Associates, led by Advocate Subodh Bajpai. We help borrowers in India who face harassment by NBFCs, banks and digital loan apps — to know their rights, document what is happening as evidence, and report it to the right authority.

1,000+

legal notices issued to lenders

100+

complaints filed with the RBI Ombudsman

We are there

for you — every step of the way

How we stand with you

• Verify whether a lender or app is RBI-registered — facts from RBI’s public lists.
• Document harassment privately and securely, and turn it into the right complaint.
• Reach the right forum — the lender, RBI Ombudsman, Sachet, cybercrime, or the police.
• Plain-language guides on your rights, in English and Hindi.
• Verified crisis helplines, and routing to free government legal aid when you need it.

Facing harassment right now? Don’t carry it alone — report it and let us help you fight back.

Report an NBFC

loantrap.org is completely free — we charge borrowers nothing, legal notices are sent free of charge, and we do not accept donations of any kind. Legal content is reviewed by qualified advocates. This site provides general information, not legal advice for your specific matter. It is not a crime to be unable to repay a loan — this is anti-harassment, not anti-repayment.