Report · private · free
Report an NBFC or loan app
You don’t need money to start. Tell us what’s happening — it is kept private and encrypted — and we turn it into a complaint addressed to the authority that can act on it: the lender’s grievance officer, the RBI, or the cybercrime portal. You stay in control the whole way.
Only your email — no name, no Aadhaar. You appear under a private code-name.
Would you rather just talk to someone?
If the pressure is getting to you, talk to a person first — the report can wait. These lines are free, confidential and answer 24/7.
Is this happening to you?
- Calling before 8 AM or after 7 PM
- Calling your family, employer or contacts
- Abuse, threats, or threats of arrest
- Public shaming or morphed photos
- An app taking your contacts, gallery or location
- Fake legal notices or 'court' calls
Any one of these can be a breach of the RBI Fair Practices Code or the law. The Regulated Entity — the NBFC or bank — is responsible for what its agents do.
What happens after you report
- 1
We diagnose it
We match what happened to the specific RBI rule or law that was broken, and how serious it is.
- 2
We draft your complaint
A pre-filled complaint (PDF) for the right forum — the lender's grievance officer, the RBI Ombudsman, Sachet, or cybercrime / the police for criminal threats.
- 3
We guide you to file
A plain-language filing guide, the correct portal, and deadline reminders so nothing lapses.
- 4
We connect you to free help
If you can't afford a lawyer, we route you to government legal aid (NALSA / DLSA) — it's your right.
If the pressure feels unbearable, you’re not alone — reach a free, confidential helpline any time.